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Jakarta, CNN Indonesia – Financial Audit Agency (CPC) implies that the Financial Services Authority (OJK) does not perform bank supervision in accordance with the provisions. Among others, against PT BTN (Persero) Tbk, PT Bank Yudha Bhakti Tbk, PT Bank Banten, PT Bank Bukopink Tbk and PT Bank Muamalat Indonesia, including PT Bank Mayapada Tbk.
BPK President Agung Firman Sampurna said the working capital credit lines of BTN’s major debtors were not in compliance with applicable regulations. As a result, the OJK cannot detect irregularities in the provision of credit in BTN.
Furthermore, Agung said that the OJK also failed to supervise in accordance with the provisions on the problem of canceling credit books at Yudha Bhakti Bank. He said that the settlement of the Yudha Bhakti Bank (BMPK) minimum loan limit was not in accordance with the bank’s commitment based on the results of the OJK exam.
“There is a risk of violation of the provisions on credits carried out to cancel (at the Yudha Bhakti Bank),” Agung said in the 2019 Semester Exam Results Summary (IHPS), cited on Tuesday (5/5).
Related to Banco Mayapada, that is, the determination of the graduation of the adjustment and adequacy test (PKK) of a director who did not consider violations of the credit firm in the bank. There is also underlying on the flow of funds from customer accounts to deposits in the name of the commissioner of Banco Mayapada.
“As a result, there are indications that Bank Mayapada LLL is still unsure. Furthermore, the proportion of problem loans (past due loan / NPL) and the earnings have not been settled, and there is a credit agreement signed by an unauthorized party, “Agung said.
Then, he continued, the OJK also did not recommend Bukopin Bank, Banten Bank and Muamalat Bank to make corrections to the proportion of bad loans, provisions for impairment losses (CKPN) and / or minimum capital requirement (KPMM).
In fact, everything must be done in accordance with the results of the last 2018 examination. “The status of supervision of Bank Bukopin as of December 31, 2017, Bank Banten for the period of December 2018 and Bank Muamalat after 2019 does not reflect current conditions, “he emphasized.
Agung also mentioned that the OJK also failed to adequately supervise the Papua Regional Development Bank (Bank Papua). This is especially related to the level of credit collection in the company.
“There is an indication that fraud in central bank data changes at Bank Papua cannot be fully resolved and has the potential to recur in the future,” said Agung.
Therefore, it recommended the Chairman of the Board of OJK Commissioners, Wimboh Santoso, to order the Executive Director of the Banking Supervisor, Heru Kristiyana, to formulate a government policy regarding the condition of banks that may obtain exceptions in the implementation of the obligation to establish CKPN.
In addition, OJK needs to develop a quality assurance and quality control mechanism in stages to solve problems in the bank, carry out special checks on the lines of credit at BTN and Bank Muamalat, eliminate credit books at Yudha Bhkati Bank, problems at Bank Mayapada and indications of fraud in Banco de Papua.
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