BCA’s response to an incorrect transfer of Rp. 51 million leading to iron bars

JAKARTA, KOMPAS.com – A bank transfer was made again.

This time the transfer mistake was made by the employee. back office BCA Citraland, Surabaya, East Java.

The wrong transfer occurred to a car broker, Ardi Pratama, for 51 million IDR.

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Now, Ardi languishes in bars because he cannot return the money he used without returning it.

PT Bank Central Asia Tbk opens its voice on this matter.

Executive Vice President of the BCA Secretariat and Corporate Communication, Hera F Haryn, said that the banking sector has operated in accordance with applicable laws.

“Regarding the wrong transfer that occurred at BCA Citraland, we can say that the case is currently in legal process and BCA still respects the ongoing legal process,” Hera said when contacted. Kompas.com, Thursday (2/25/2021).

Hera said that bank transfer errors are regulated in article 85 of Law Number 11 of 2011.

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The regulation establishes that any person who deliberately controls and recognizes their transferred funds, who knows or deserves to know, has no right to be sentenced to a maximum prison sentence of 5 years or the author may be subject to a maximum fine of 5000 million rupees.

“In the event of a transfer error by the bank, the customer is obliged to return the money. Control of the transfer proceeds by someone who knows or should know that it does not belong to the criminal penalties provided for in article 85 of the Law 3/2011 ”, he concluded.

Previously reported, the case that happened to Ardi Pratama occurred for the first time on March 17, 2020.

Ardi Pratama’s lawyer, R. Hendrix Kurniawan, explained that the transfer of compensation of Rs 51 million went to Ardi’s account.

However, Ardi thought the money was a commission from the sale of the car. The money was eventually used to make purchases.

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“It’s a car dealership, because when they checked it there was no identity of the sender, just compensation from BI. In the end, the money was used for needs like buying and paying debts,” Hendrix said when contacted Wednesday (2/24 / 2021).

After 10 days, on March 27 to be precise, BCA just found out that they had transferred the wrong money.

This was after a complaint from the party that should have received the money transfer.

That day the BCA officer was represented by Sang back office with the initials NK, and I give Ardi’s house.

The bank employee asked Ardi to return the full amount of the money.

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Unfortunately, Ardi was only able to return the funds that had been used in installments, because March was the beginning of the pandemic.

After the two employees arrived, Ardi received a summons from BCA the next day.

The BCA legal department immediately went to Ardi’s residence.

Then Ardi contacted BCA and tried to ask for help to get paid in installments.

For the installments, Ardi made a cash deposit of Rp.5 million in his personal BCA account, for which there was a deposit of approximately Rp.10 million.

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Then, on November 10, 2020, Ardi was officially named a suspect and detained on the charges of Article 855 of Law Number 3 of 2011 and TPPU Law Number 4 of 2010.

Ardi’s case has reached trial and is in an emergency stage.