Registration is still open, here are the questions and answers about BLT UMKM

KOMPAS.com – The Banpres Productive Program for Microenterprises or Direct Cash Assistance (BLT) for micro, small and medium-sized enterprises (MIPYMES) was extended until the end of November 2020.

The Finance deputy of the Ministry of Cooperatives and SMEs, Hanung Harimba Rachman, said that people can still register in their respective regional Cooperative Offices.

“This assistance runs until the end of November 2020. For this reason, we continue to open opportunities for MSMEs who want to obtain this assistance. The trick is to send it to cooperative offices in their respective regions,” Hanung was quoted as saying in the news. Kompas.com, Sunday (10/25/2020).

The government aims for BLT UMKM to be delivered to 12 million commercial players.

Each UMKM actor will receive a grant of Rs 2.4 million.

Also read: Regarding BLT UMKM: how to register, conditions and disbursement

Below are questions and answers about BLT UMKM reported from the UKM and Economy Ministry’s official Instagram account, @kemenkopukm.

1. Who is entitled to receive?

There are at least six conditions to receive this assistance, including:

1. Indonesian citizen.
2. Have a population number (NIK).
3. Owning a micro-business.
4. No ASN, TNI / Polri, as well as BUMD / BUMN employees.
5. Currently does not receive credit or financing from banks and KUR.
6. For microentrepreneurs who have a different KTP and business address, they can attach a Business Certificate (SKU).

Also read: This should be prepared for BLT UMKM disbursement via BRI

2. How do I access the help?

Applicants can propose how to access BLT UMKM, which consists of:

1. Office in charge of Cooperatives and UKM.
2. Cooperatives legalized as legal persons.
3. Ministries / institutions.
4. Banking and financial companies registered with the OJK.

In the meantime, potential recipients of assistance can fill in the data of the proposal to the proponents, meeting the following requirements.

1. NIK.
2. Full name.
3. Residential address according to KTP.
4. Field of activity.
5. Telephone number.

Also Read: Can You Register For BLT UMKM Online? This is the explanation of the Ministry of Cooperatives and Small Medium Enterprises

3. Are there administration and refund fees?

Productive Banpres for Micro Enterprises is a gift fund, not a loan or credit.

Recipient is free on BLT UMKM distribution.

4. What about the recipient who doesn’t have an account?

For those who do not have an account, it will be created at the time of disbursement by the channel bank (BRI, BNI and Bank Syariah Mandiri).

Also Read: 5 Steps for BLT UMKM IDR 2.4 Million Registration, Verification and Disbursement

5. Was the assistance provided immediately or in stages?

Productive Banpres will be delivered directly to the value of Rs 2.4 million to microentrepreneurs who have met the requirements.

6. How do I know if I have received assistance?

The recipients of Banpres Productivos para Microempresas will be informed by short message (SMS) by the channel bank.

After receiving a short message (SMS), the recipients of Banpres Productivo para Microempresas should check with the designated channel bank so that they can immediately withdraw the funds they have obtained.

Also Read: 4 Things You Need To Pay Attention To Regarding BLT UMKM

7. Can it be represented or collected collectively?

Beneficiaries cannot be represented or collected collectively through village officials.

Recipients can only be presented and proposed by the proposing agency.

KOMPAS.com/Akbar Bhayu Tamtomo
Infographic: How to disburse funds from Banpres or BLT UMKM