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Jakarta, CNBC Indonesia – Finance Minister Sri Mulyani Indrawati has issued Finance Minister Regulation (PMK) No. 138/2020 on Procedures for Granting Interest Subsidy / Margin Subsidy, which revised the previous PMK, namely PMK No. 85/2020 .
Sri Mulyani added the number of types of debtors who can apply for interest / margin subsidy incentives, namely mortgages and motor vehicle loan debtors.
In the PMK, the Ministry of Finance allows homeownership credit debtors (KPR) up to type 70 and motor vehicle loan borrowers who use their vehicles for productive businesses to obtain interest subsidies.
“It is necessary to improve the implementation mechanism for the provision of interest subsidies / margin subsidies to support the implementation of the national economic recovery program, including the addition of the types of debtors that can receive interest subsidies / margin subsidies”, explained the regulation, written on Friday (10/2/2020).
As with the previous PMK provisions, there are 4 conditions that KPR borrowers and motor vehicle loan borrowers must meet before they can obtain government interest subsidy service.
First, You must have a debit credit tray until February 29, 2020.
Second, not included on the national blacklist for credit caps above IDR 50 million.
Third, has a current loan category collectible from February 1 or 2 to February 29, 2020.
Room, You must have a Taxpayer Identification Number (NPWP) or register for an NPWP.
KPR debtors and motor vehicle loan debtors who have a credit agreement of more than Rs 500 million to Rs 10 billion must obtain credit restructuring from the credit provider before receiving interest subsidies.
KPR debtors and motor vehicle loan debtors also cannot have a cumulative credit limit of 10 billion IDR to obtain this facility.
For mortgage or motor vehicle borrowers with a credit limit equal to or less than 500 million IDR, the government provides an interest subsidy of 6% for the first 3 months and 3% for the next 3 months, cash per year or adjusted to an equivalent interest rate.
For debtors whose credit limit reaches Rs 500 million to Rs 10 billion, an interest subsidy of 3% for the first 3 months and 2% for the next 3 months is effective per year or adjusted at a rate of equivalent interest.
[Gambas:Video CNBC]
(dru)
