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On average, more than sixty percent of customers use the possibility of a payment moratorium, Magyar Hírlap writes in his Monday issue based on responses from financial institutions reporting to the newspaper.
In the recent period, the number of customers who were interested in deferment of payment – Writes the document, remembering that the moratorium can also be requested until the end of the year by those who have declared that they would continue to pay their loans in the original conditions.
By April 30, customers had submitted around eighty thousand statements to Takarékbank about additional refunds. In a financial institution, in general, a significant proportion of clients have only one loan, but those who have more and declare generally continue to pay all their loans.
At OTP Bank, more than 340,000 clients with retail loans stated that
they don’t want to live with the moratorium, which is a rate of over forty percent.
At MKB Bank, the number of applicants in both the retail and corporate sectors is around thirty percent, that is, those who do not request a moratorium. A significant number of new applications are no longer expected. It is not typical for them that clients decide contract by contract to apply a moratorium.
At Budapest Bank, on the other hand, the loan decision is more typical, it is one of the clients of the financial institution with the most loans, which does not use the moratorium option for all products. May 4
In the case of mortgage loans, the proportion of clients who declared additional repayments was more than sixty, and in the case of automobile financing, almost 75 percent.
Half of corporate clients currently want to continue paying under their original contract.
At CIB Bank, depending on the loan product, between forty and fifty percent of retail clients use the option of not participating in the moratorium. In proportion, most mortgages and credit cards have asked them to continue paying their loans. However, the number of people who would decide on additional payments in the form of a loan is negligible.
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