[ad_1]
The theme of the current Weekend Math was not born from an economic news, but from a demonstration against the tightening of abortion laws in Poland and, in this context, the economic part of having a child.
Before we can lightly say that whoever was able to step foot apart also suffers the consequences, let’s see what kind of career awaits a woman who is having a child alone.
Suppose a woman lives alone, has a job, an apartment. She is not married, does not have a partner (or is, but the man did not want a child). The woman becomes pregnant and for one of the reasons stated, there is no man with her. The woman is over thirty-five, so she keeps the child. With the exclamation that he will raise her alone, after all, if women could have given birth in 1944, they might as well have given birth in 2020.
What happens next
Fortunately, the expectant mother lives in an apartment with a separate bedroom and living room, which means that a calm and peaceful environment will be guaranteed for the little one. This factor is already undeniable for many single women, but the woman in our example is lucky; We will also count on this in the future, that is, you will be given your job and your apartment. So you only need a few pieces of furniture.
Crib, stroller, baby furniture, clothes set for beginners, if you save a lot and choose the lowest price category of all, it will come out from 300 to 400 thousand guilders, if nothing else, you will buy good quality used tools and furniture .
As you work, you can piece this together with your salary. He works as long as he can and plans to go back to work as soon as possible. This, thanks to the extra gyed, means you only have to retire for half a year, maybe a year out of work. What you choose depends largely on the baby’s personality, the mother’s decision, and the options.
The gross monthly salary is HUF 300,000, that is, a rounded net of HUF 200,000. From this, the rent or home loan must be realistically paid off, as a typical bachelor in their thirties does not yet have their own apartment free of charges. Let this cost be 80 thousand guilders a month for the sake of simplicity, it doesn’t matter much in the future. The general expenses, the common cost, the telecommunications and the monthly rent together will cost another 50 thousand florins. The rest, about 70,000, will go to food, clothing, entertainment and some savings. It does not lead to large expenses, but there is certainly no reason to complain. In comparison, things change a bit after giving birth.
Let’s look at the first year!
The mother receives the child care fee for 168 days, which is about half a year, the amount is 70 percent of salary, in this case 176 thousand florins, plus a family tax benefit, which is ten thousand florins per child, a total of 186 thousand florins. There is no upper limit for bankruptcy, so the mother is fine here if her salary is high. After the expiration of the cheat, the gyed arrives, where there is already an upper limit, but this is not reached by the mother, in the case that the gyed tax credit is 167 thousand forints. This is what the child gets up to two years.
Compared to the previous 200,000 HUF, the income will be 186,000 HUF, plus the family allowance, which is 13,200 HUF for single-parent families, 2,600 HUF more than the normal family allowance. If we look at expenses, we certainly don’t have to spend on a number of things, like a meal at work and, say, a hairdresser, the cap will be covered in March anyway, after which the skeleton will be long enough To tie it to whoever it’s pointing
But you have to spend on the baby. If you are breastfeeding, it is much less, but also for diapers, clothes, baby care products. It can be roughly calculated that a household shopping cart will cost a child a little more than half an adult, at 65 percent. Apply this multiplier. If we start from the minimum subsistence data, then, in the case of a father with a son, the monthly subsistence amount is 167 thousand florins. This has not been calculated by the CSO since 2015, but the Policy Agenda will.
The single mother can farm with an income of 200,000 HUF in the first half of the year. This is not much higher than the subsistence level, but at least higher.
Also, they are just income. Part of the story is that the mother is with the baby 24 hours a day, which means months of sleep deprivation and does not allow a minute of rest. After all, when your baby is asleep, he can do all the tasks that he cannot do when he is awake. Also, all purchases, mailings, going to the bank, administration must be arranged with the baby, as there is no one left.
The mother does not have the opportunity to rest because her income does not allow her to hire a babysitter or nanny, nor does she have a nursery or kindergarten. Of course, it may be possible to put grandmother in order, but that is not entirely clear: they can live several hours apart, but they may not even live anymore. (Otherwise, you can’t build a social network to have a family member do what the state should do.)
A year and a half, then a living wage
After half a year, the mother can finally go to work and the little one is admitted to the nursery: single mothers and fathers have priority, the baby can be brought to the nursery from twenty weeks. How much this was desired is another matter. If you do not want to take the little one who cannot even sit in his nursery, you need to assign the gyed.
The amount of this is 167 thousand florins, which is only the level of the subsistence minimum; the family’s monthly income will be higher just because of the family allowance.
If the mother cannot afford that, she has to work. But obviously not full time, since then the boy would hardly see his mother; In addition to the eight hours of work, the journey must also be taken into account, which means that the baby would be nine to ten hours without its mother. So there is part time left, suppose they will go back to work anyway.
This is a true golden age for the mother, as she also receives a salary and an extra gyed: 157 thousand forints gyed (the family tax credit is calculated with the salary), a salary of 160 part-time hours of 160 thousand forints, plus a family allowance, a total of 330 thousand forints. Then you have the opportunity to replace everything that was ruined, worn, broken in the previous period.
This period lasts until the baby is two years old, when the gyed is replaced by the gyed. This is only HUF 26,000 instead of HUF 157,000.
You can still work only part-time, that is, the income conditions change a little: salary of 160,000 HUF, 26,000 HUF gyes and family allowance of 13,000 HUF, a total of 199,000 HUF. Almost as much as it used to be. It is true that now there are two. But his income is at least 30 thousand florins more than the subsistence level.
Dilemma for years
The gyed runs until the child is three years old. The mother then comes before a decision. Either he stays part-time, which is much better for the child, or he returns full-time, in which case, however, the child will be in kindergarten after seven and can only hope that his mother arrives at five in the afternoon. The part-time salary is still only 160 thousand florins, to which is added the increase in the family allowance, which together is 173 thousand florins.
As long as the child is in elementary school and cannot go to school and come home alone, this is practically the dilemma. Subsequently, assuming a high degree of independence from the child, the mother can go back to work full time and earn 210,000 instead of 200,000 HUF, as she is entitled to the family tax credit. With family home discounts, you are not going anywhere as you will not be able to buy an apartment or build one. You don’t have enough resources for that and you wouldn’t get anything good for a kid.
All this means that the mother must spend the first nine to ten years of the child living in constant financial difficulties. After that, it will be better as only scant financial conditions await you.
In the hope that they will not be fired, neither he nor the child will get sick, as no employer will tolerate too many sick leave and pay.
(Cover Image: Nikki Kahn / via Getty Images)
[ad_2]
