[ad_1]
In the family support system, chocolates, village chocolates, waiting baby loans, and VAT refunds can bring millions into the kitchen. It can raise up to 23 million HUF in support, but if things don’t come together, it can end in just 3 million HUF. But when how much?
In our examples, we looked at eight babies. All babies will be born in 2021, but in a different family and environment. How much support do they deserve?
Child
Albert’s parents are no longer young. Since their mother is 38 years old, it is unlikely that she will get together with another little one, so they do not want to have another. Albert is followed by a HUF 600,000 shock or a village shock, and they can also apply for a loan to expect a baby. A child has no interests, but that is also more than nothing. However, VAT on home renovations is refundable. This is HUF 3 million. A total of HUF 3.6 million is paid for the child. In addition, they receive a HUF 10,000 tax credit and a HUF 12,000 family allowance, which is roughly equivalent to HUF 240,000 per year.
Balázs will be raised only by his mother, because after a few months of marriage, the parents realized that it was a mistake for them to get together. Through Balázs, the mother receives 600 thousand florins from the chocolate. You can’t even dream of a waiting baby loan as it is for married couples only, not singles, unlike chocolates. If you were to expand your apartment, you could also request a VAT refund of HUF 3 million. This is HUF 3 million. Altogether, Balázs can bring 3.6 million florins to his mother. As a single person, the mother receives a family allowance of 13.7 thousand HUF, which is equivalent to around 250,000 HUF per month with the family tax credit.
Two kids
Cili quickly follows her brother, barely a year and a half between the two little ones. The two children are already receiving a 2.6 million HUF discharge and the state will also release some of the principal debt from the pending baby loan. In the case of a loan of HUF 10 million, it will not be necessary to repay HUF 2.5 million rounded. In addition, they can also claim VAT on the renovation of the apartment, 3 million HUF. This is a total of HUF 8.1 million. This is complemented by 800,000 HUF per year thanks to the tax credit and the family allowance for two children.
Dani has an unplanned baby, already has an older sister, and also had two brothers born from her father’s previous marriage. The check costs 2.6 million HUF through Dani, but the loan for the waiting baby cannot be reduced as her brother cannot be included because he is already four years old. But the VAT on the reform also goes after Dani, so in the end it is 5.6 million guilders. After two children, there is a tax credit of 40,000 HUF per month, plus a family allowance of 26.6 thousand HUF, along with 800,000 HUF for one year.
Three children
Eszter arrives as the teacher’s partner’s third baby with her two elementary school sisters. The check costs 10 million HUF for Eszter, but unfortunately only the interest-free loan can be taken into account from the loan waiting for a baby. But like all families with children, Eszterék is entitled to a VAT refund of HUF 3 million. This is a total of 13 million HUF. Three children receive a HUF 99,000 tax credit and a HUF 48,000 family allowance, or 1.8 million HUF per year.
Child designed by Fruzsi. He arrives with his older sister and just a one-year-old brother. The three children receive a HUF 10 million shock and the state releases approximately HUF 2.5 million of the pending baby loan principal. This can be remedied with a VAT refund of HUF 3 million. This together amounts to 15.5 million HUF. Children are entitled to a tax credit of HUF 1.8 million and a family allowance per year.
Four children
Gábor and Gergő were a big surprise for their parents when they heard the two heart sounds on the ultrasound. No babies were planned anymore, so there was a school boy and a nursery boy in the family. Raising four children is not the same as two, they need to carefully redesign their lives. The HUF 10 million check and the HUF 10 million awaiting baby loan will be helpful. The latter does not even have to be refunded. The loan was obtained mainly for investment purposes, since one child was exempt from interest. Twins are added to this, so that after three children the state releases the full amount of the waiting baby. This is a total of HUF 23 million.
The mother also receives a PIT exemption for four children. This can be as much as possible, but for the sake of simplicity we also have 99,000 HUF here; this does not matter in this calculation. Therefore, the family allowance and tax credit amount to approximately HUF 2 million per year.
Hanna is born after three children much to the delight of her parents. His mother cannot work with four young children, earning income from cleaning and ironing for lack of a better one. The father isn’t in a much better position either, he works on a public works program. His livelihood is sorted out somehow. They can get 10 million guilders through the check, but they cannot take out the waiting baby loan because they are not creditworthy. The amount will be used for home renovations and the VAT refund will also be used. Therefore, Hanna gets 13 million florins. Although the mother would benefit from the PIT exemption, it would not be worth much without declared work and, in fact, they could only take advantage of a fraction of the tax credit. The family allowance is HUF 760,000 per year for children.
| Albert | Balázs | who | Dani | Ester | Fruzsi | Gábor | Hanna | |
| Help (million florins) | 3.6 | 3.6 | 8.1 | 5.6 | 13 | 15.5 | 2. 3 | 13 |
| Discount (thousand florins) | 240 | 250 | 800 | 800 | 1800 | 1800 | 2000 | 760 |
Book cover: MTI Photo: Czeglédi Zsolt
[ad_2]
