“Housing”: offers ready-to-deliver social housing units in 10 provinces

Dr. Assem El-Gazzar, Minister of Housing, Public Services and Urban Communities, announced the release of the thirteenth statement in the Social Housing Project, in 10 governorates (Fayoum – Beni Suef – Minya – Assiut – Sohag – Qena – Luxor – Aswan – Red Sea – Matrouh).

He clarified that he will begin to pay the provider the seriousness of the reservation of housing units, administrative expenses, the registration of reservation data and will raise the form and the approval attached to the brochure on the website of the Social Housing Fund and the support for the financing of real estate, to reserve housing units ready for delivery (3 rooms and a living room – with an area of ​​up to 90 m 2) offered For advertising, during the period of 6/6/2020: 6/6 / 2020, only for citizens with special needs, and from 06/14/2020: 4/7/2020, for all citizens, including those with special needs.

Mai Abdel Hamid said that the units offered are distributed as follows, in the regions (Tamiya – Hawara Al-Maqta – Damascus – Shadmouh) in the Fayoum Governorate, and the two areas (Al-Fashn – Al-Wasiti) in the Beni Suef Governorate, and the regions (Samalout – Matay – Bani Mazar – Minya Center and Minya Center, Minya Center and Minya Center, in Minyaver, in the center of Minya, in the center of Minya, in the Samalout areas – Matay – Bani Mazar – Minya Center) (Al Badari – Centro Assiut – Dairut – Manfalut – Manqabad – Abnoub – Abu Tij – Sahel Saleem – Sadfa – Al Fateh – Al Ghanayem – New Assiut), in the Assiut governorate and regions (Maragha – Al Monshaah – Juhaina – Sohag – Al Kawthar District) – New Sohag, In Sohag Governorate and regions of (Abu Dasht – Nag Hammadi – Al Waqf – Qus – Naqada – New Qena City), Fazaa Qena, regions (Esna (Deir Sharq)) – Esna (riots) – Armant (Abu Qalei) – Armant (Rayyan) – Tod – Madamud – Qurnah (ancient o) – Qurna (Al-Dabbiya) – The new city of Taibah, the Luxor Governorate and the Kom Ambo region, Aswan Governorate and the regions (Ras Gharib – Al Quseir – Marsa Alam), the Red Sea Governorate and the regions (Hamam – Sidi Abdel Rahman – El Alamein – Siwa), in the Matrouh governorate.

He added that the unit price (3 rooms and hallways) ended entirely in the provinces of (Fayoum – Beni Suef – Minya – Assiut – Sohag – Qena – Luxor – Aswan), amounted to £ 184,000, and in the provinces of (Red Sea – Matrouh), amounted to 197 thousand pounds, The advance payment of the reservation, which amounts to 14 thousand pounds, before the reservation is made in the electronic portal of the fund (an amount that is returned in case of non-allocation), with the payment of administrative costs of £ 150 (not returned or refunded), through any post office available at the level of all cities The provinces where the housing units are offered, and the rest of the reservation provider is completed for start from 15% of the total unit price (determined according to income and Sen) after field and credit consultations, the conditions apply to the applicant and before hiring the unit with the real estate financing system Aryan.

The rest of the total unit price will be paid in monthly installments with a maximum of 20 years, with the real estate financing system backed with an annual interest of 7% (decreasing), and it is not changed throughout the financing period, and on 5 % of unit value is paid as the project maintenance amount (not returned or refunded), where the fund will use its performance permanently in the future to maintain the architectural character of the project and real estate wealth, and this is in accordance with the decision of the Board of Directors in this regard, so that it is paid in cash when contracting or paying within the financing granted to the client, and the maximum financing premium and the maintenance amount for the housing unit does not exceed 40% of the network Monthly income for citizens (An annual increase of up to 7% for a period of up to 20 years maximum), so it is calculated according to the sale price of the Applicant’s unit and income.

Abdel Hamid emphasized that the unit price does not include direct cash aid, which ranges from 5 thousand to 40 thousand Egyptian pounds according to the income level of the applicant, and is deducted from the unit price, as well as indirect aid, which has an estimated value of 213 thousand Egyptian pounds represented below (public service aid in the amount of 62 thousand pounds – support for the use of the land on which the housing unit is located, in the amount of 38 thousand pounds – support for the cost of real estate financing, on average, amounting to 113 thousand Egyptian pounds for 20 years).

The Executive Director of the Social Housing Fund and Real Estate Finance Support stated that the embargo conditions include the following: that the applicant is a natural Egyptian person, and that he is at least 21 years old and not more than 50 years old on the date of the end of the announcement, and the applicant is prohibited from buying units in cash and is committed to contracting Payment in the real estate financing system for a period of up to 20 years, and the applicant must be low-income, and his annual net income of all sources of income do not exceed £ 68,400 per year for the family (equivalent to £ 5,700 per month), and about £ 50,400 per year for singles, (equivalent to £ 4,200 monthly), and if it is shown that the income documents of the Applicant is not attached. Presentation D is rejected in the web portal application, and must include income documents that mention that the income is net income, minimum monthly income net to deal with the £ 1,300 mortgage financing system.

Mai Abdel Hamid noted that the general conditions stipulate that the applicant or the family (husband / wife / minor children) do not have the right to request the reservation of more than one housing unit in new cities and governorates in a single declaration, and that none housing unit or land has been previously assigned to the applicant or family (Husband / wife / minor children), whatever its type in new cities or governorates, whether it is in their possession or is transferred by him to others or transmitted to the applicant or family by assignment of others, and the applicant or family (husband / wife / minor children) have not benefited from a cooperative loan or Support from the National Housing Project or one of the public agencies that offers a invitation. What to get for a housing unit, or the owner of a house or its legacy.

And he continued: «The applicant is required to be among the people of the governorate, in which the applicant’s housing unit resides, or those who reside or are associated with it at work or in one of its new cities or in its neighboring provinces, provided that the priority is for workers or residents in the same governorate, and those who benefit from a housing unit of Social Housing Units by using them for housing for him and his family on a regular and permanent basis for a 7-year period, and you are prohibited from deleting or handling them with any behavior or transactions before 7 years have elapsed from the date of receipt or approval of the Board of Directors of the Fund, and anyone who violates this will be imprisoned Duration Not less than one year, and a fine of not less than 20 thousand pounds and not more than 100 thousand pounds, or one of these two sanctions, with the decision that the united d of beneficiary housing and the support granted (direct and indirect) and its cost are paid in a payment to the fund, in accordance with the provisions of the Social Housing Law AND support real estate financing No. 93 of 2018 and the decisions of the Board of Directors of the Fund in this regard, since the applicant acknowledges the validity of the data and documents presented by him at the time of booking and in case of violation, is a criminal and civil official, and the Fund has the right to cancel the assignment and recover the unit without prior notice or court decision and take all legal measures to preserve your rights With blessed Follow the provisions of the Social Support to Housing and Real Estate Financing Act No. 93 of 2018 and its amendments.

Regarding the reservation method, Mai Abdul Hamid indicated that the request is made through the electronic portal of the Social Housing Fund and the real estate financial support on the site www.shmff.gov.eg «,

He noted that for government agency and business sector workers, they must provide an accredited employer certificate that includes all basic data with net annual or monthly earnings, and for workers in private sector companies and entities, they must provide an accredited certificate. of the employer that includes all the basic data with annual or monthly net income. , And the business registration number and the employer’s tax card are indicated, and for owners of free professions, commercial, commercial and craft activities, they must present a certificate from an accredited legal accountant showing the annual or monthly income that indicate the profession of the applicant, and a copy of the registration The current or tax card for professionals in commercial and craft activities, and a social security certificate (if any) indicating the profession and the salary of the insurance, or a copy of The union card or subscription, and for widows, divorced and pensioners, must provide a certified printer with the data of the insurance pensions for the widow and pensioners, A copy of the alimony document obtained by the divorced woman, along with copies of official certificates confirming marital status and number of family members (marriage documents, divorce or death, birth certificates under a nationalized number and possible family registration), a receipt Modern facilities for the current residence (electricity, gas or water), and in case of reservation in one of the unassigned social housing projects and benefit, a document is required that indicates the withdrawal of the advance of the seriousness of the reservation by the previous announcement.

For his part, Ing. Salah Hassan, Executive Vice President of the Social Housing Fund and Real Estate Financing Support, explained that the Law for the Support of Social Housing and Real Estate Financing No. 93 of 2018, the Financing Law of Real Estate No. 148 of 2001 and its executive regulations and amendments, and the Unified Construction Law No. 119 of 2008, and the conditions The reserve approved by the Council of Ministers and established in the conditions brochure, is an integral part of the conditions for obtaining a housing unit in the project and it is complete and complementary to the requirements established in the conditions brochure in which no special text was mentioned, and the announcement and the conditions and decisions of the fund’s board of directors in question, and the rules The conditions of the low-income real estate financing initiative issued by the Central Bank by its decision of the Board of Directors co n February 2014 and its amendments are an integral part of the sales contract and complement its provisions, and in case of violating any of the conditions and obligations stipulated by the viability of the conditions, the applicant is criminally and civilly responsible and the Unit Owner (Housing Fund) Social and Real Estate Financing Support) Right to cancel assignment, restore unit, cancel contract without the need for a warning or court decision, and take all procedures resulting in breach of the contract in accordance with the legal regulations in force in this regard in order to preserve rights With the application of the provisions of the Social Housing Law, the Real Estate Financing Support and the Real Estate Financing Law and its amendments, the applicant (the applicant) is deemed to have paid the advance amount of the seriousness of the reservation and administrative expenses (the name of the beneficiary) to the mechanized post office, and in the case that you want the contract for the housing unit to be through Association on behalf of the two parties (the applicant and the husband or wife ) The housing unit reservation form is signed by both parties, and this is recorded on the website.

Abdullah Rushdi, Executive Vice President of Social Housing Fund and Real Estate Finance Support, said that for people with special needs, the allocation will be made according to the number of units available, and the allocation of 5% of the units will be taken into account with the condition that the conditions apply to them and will provide the document indicating the degree of disability of the specialized medical councils. Or from the government general medical committee of the Citizens’ Government, provided that a recent disability document has been published in 2020, indicating that the documents are uploaded to the portal website in accordance with the following steps, entering the website of the fund and in the event that The presence of an existing account, the applicant, the applicant – the receipt of the amount of the advance provider for the reservation and administrative costs – paid to create their own account by clicking on the registration from the top from the main page on the left, and will fill in the registration form with your basic information, and after creating the account, a text message (SMS) will reach the applicant on the mobile phone number you registered on the site (must ensure that the telephone number registered on the website is correct due to the presence of a number of correspondence on it during the various stages of t I work on the application), where the message includes a code number that the applicant enters on the site to complete the registration process, and the provider one to request access to their account and create an application to obtain a housing unit, where begins to fill in their personal data, work, housing, marital status and husband / wife data, if any, in addition to specifying their desire of the city to which they wish to apply in the published advertisement, in accordance with the liberated desire In the reservation form, after paying the required amounts, and the applicant attaches the aforementioned documents in the form of (PDF), in a file, and after completing the collection of all documents, the applicant is transferred to their page staff with the message “Your application has been sent successfully”, and an original sent The documents must be completed Ay after converting the applicant file into it.

He stressed that he will not pay attention to documents that have not been complied with, that are not clear or that are incomplete, or through the electronic portal of the fund, or after the filing date, and in the absence of any of the documents required, the application will be canceled, and the client submits the reservation of the housing unit and pays it to the provider. The seriousness of the reservation is an acknowledgment on your part that you have seen all the conditions, specifications, data and information detailed in the conditions brochure and has accepted it with final and irreversible approval, and is considered conclusive evidence when carrying out the inspection that neglects the ignorance and full knowledge of the sites subject to the offer and the unit that is presented for the reservation, and In the event that the number of detainees is greater than the number of units available in the declared cities, the priority is in accordance with the following agreement rdo, the married and the dependent (including: widower / dependent – divorced / dependent) and the priority for the minor and in the case of age is equal to the priority for the largest family, then married and priority for the minor. Age, then single and priority for the youngest, in light of the data recorded by citizens who are booked on the fund’s official website during the opening period of the reserve gate and are raised with their knowledge, which shows the social status and the number of family members and the disability, knowing that the announced priority number Each citizen is the non-final number that can change if the invalidity of any of the data provided by the two citizen obstacles is demonstrated Official e-Reader of the Active Fund, so that citizens outside the aforementioned priority were withdrawn due to a serious reservation.

Field consultations on beneficiaries are carried out according to their priorities, with the need for the client to verify the personality of the representative of the consultation and not pay him any amount under any name, so it is prohibited to negotiate in any financial transaction with any of the parties with which the fund is dealing, except the parties stipulated in the announcement, such as (Egyptian Post – bodies Financing), and the allocation is made electronically by means of a computer randomized lottery, indicating that the applicant You can withdraw the severity of the reservation you paid at any time prior to the contract, and the period of dealing with detained citizens with advertising will not exceed one year calculated from the date of receipt of the result of the field investigation of a file The citizen who complies with the conditions, maximum available to complete the new investigation procedures tion or complaint (if necessary) and other procedures to contract with the financing authority in terms of paying the reservation provider, signing contracts and receiving the unit.

The Executive Vice President of the Fund emphasized the need to ensure the accuracy of the data written on the housing unit reservation form and the data recorded by creating a request to obtain a housing unit on the website, and In the case of any inconsistency or inconsistency between the written and recorded data, the editing and processing of the data written in the reservation form of the housing unit, Knowing that none of the edited or recorded data will be considered, except in the In the case of the document that indicates it, and agrees to specify only one wish for the project to be booked in the housing unit reservation form, and in the event that there is more than one wish in the form, JM rejected the request.