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Financial and economic experts said that in light of dollar fluctuations, not all savings need to be kept in the same currency to reduce risk.
Edward Bogrove, Managing Partner of GLS INVEST, said: “Should the dollar be available now, or is it necessary to wait and see …? The golden rule for an investor is not to keep all savings in one currency, regardless of how liquid they are. “At 76 rubles (and more in March last year at 80 rubles) they will. Maybe you should deal with the losses.
At the same time, the expert advised, in order to reduce risks, not to fully approve all funds in dollars, leaving one third of the assets in dollars, the other third in euros and the remaining 40% in rubles.
According to the expert, a sharp fall in the value of the dollar should not be expected. The exchange rate is unlikely to decline to 60-65 rubles during 2021, but there will be fluctuations.
“Now the value of the Russian national currency is strongly influenced by the state of foreign policy. So far there are no preconditions for smoothing relations between our country and other actors in the international arena. The positive factors outweigh the negative factors.” In general, Bogrove summarized that the dollar can fluctuate during the year.
For his part, Maxim Markov, assistant professor in the department of financial markets at the Plekhanov University of Economics of Russia, told the prime minister: “The dollar exchange rate has generally fluctuated widely in recent years. You should not expect to improve your well-being by investing your current money in it. “
According to him, the dynamics of the dollar exchange rate in the short term is completely unpredictable, it can grow and it can decline. Therefore, it is better to keep the money in the currency in which you spend it, that is, in rubles.
Source: RIA Novosti
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