Learn about the most profitable savings certificates in the Egyptian market

The National Bank of Egypt issues new investment certificates in favor of the National Investment Bank, as it has no branches.

And after the National Investment Bank cut between 0.5% and 1% the interests of the new investment certificates offered through the branches of the National Bank of Egypt, following the decision of the Central Bank to cut the interest by 0.5% for the second time in a row in the last two meetings of the monetary policy committee in September and November.

The central bank will meet this month to discuss the fate of cutting interest rates on deposits and loans again.

And the International Commercial Bank decided, two weeks ago, to reduce the interest on the 3-year fixed return savings certificate between 0.5% and 1.25%, depending on the periodicity of the return exchange, so It was not the only National Investment Bank that lowered the interest rates on its certificates.

The portal “Al-Masry Al-Youm” shows the 3-year fixed yield certificates of greatest interest in the banking market, as they are the best-selling and popular among Egyptian banking clients, due to their high yield compared to any other certificate.

First: National Bank of Egypt:

The National Bank of Egypt offers a 3-year Platinum Certificate – the rate of return ranges from 12% per annum for monthly performance to 12.25% per annum for quarterly performance.

The minimum purchase amount of the certificate: One thousand pounds and its multiples.

Second: Banque Misr:

Banque Misr offers a certificate of more than 3 years: the rate of return ranges from 12% per year for monthly performance to 12.25% per year for quarterly performance.

The minimum purchase amount of the certificate: One thousand pounds and its multiples.

Third: Banque du Caire:

3-year Premium Certificate: The interest rate ranges between 12% per year for the monthly return, 12.10% per year for the quarterly return and 12.25% per year for the semi-annual return.

The minimum purchase amount of the certificate: One thousand pounds and its multiples.

Fourth: The Egyptian Agricultural Bank:

3-year harvest certificate: the interest rate is 12% per annum and the yield is paid monthly.

The minimum purchase amount of the certificate: One thousand pounds and its multiples.

Fifth: Housing and Development Bank:

3-year reconstruction certificate: the interest rate ranges from 11.25% per year with the return paid monthly, 11.5% per year with the return paid quarterly, and 12% per year with the return paid every half year.

The minimum purchase amount of the certificate: One thousand pounds and its multiples.

Sixth: Arab African International Bank:

3-year Emerald Certificate: The interest rate ranges from 11% per year with the return paid monthly, 11.25% per year with the return paid each quarter, 11.375% per year with the return paid every half year and 11.5 Annual% with the refund paid every half year.

The minimum purchase amount of the certificate: One thousand pounds and its multiples.

Seventh: International Commercial Bank (CIB):

The triple certificate: the interest rate ranges from 10.5% per year with the return paid monthly, and 10.75% per year with the return paid quarterly.

The minimum purchase amount of the certificate: one thousand pounds.

Eighth: The National Investment Bank (its certificates are sold in the branches of the National Bank):

Investment certificate (A) with accumulated profitability over 10 years: 9.75% per annum, the profitability is paid at the end of its period and its purchase begins: from the first 100 pounds.

Investment certificate (B) with monthly profitability for one year: the interest rate is 9.75% per year, and you start buying from the first thousand pounds.

Investment certificate (second) The same quarterly performance is for two years: Interest rate 9.5% Every year you start buying from the first 500 fairy.