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The The Constitution Commission of the Lower House set for next week the vote in particular of the project that seeks to allow pensioners in the form of life annuity to request an advance payment, approving the withdrawal of 10 percent from the AFPs, the deputy and president of the legislative body, Matías Walker (DC), reported this Monday.
Specifically, the parliamentary motion seeks that the beneficiaries can request “the amount equivalent to 10 percent of the funds transferred from their individual capitalization accounts” to the insurance company, with a A minimum of 35 UF (1 million pesos) and a maximum of 150 UF (2.9 million).
If the accumulated balance is less than the minimum figure, the withdrawal of all the funds is authorized, the project indicates.
Resources will be discounted pro rata from future income and will be exempt from taxes and other charges.
The idea worries insurance companies, which for weeks have raised warnings about the solvency risk that would imply having to carry out the liquidation of assets.
Both the Commission for the Financial Market (CMF) As the Central Bank (BC) They have warned that, unlike the AFPs, there is no “fund” from which to withdraw and that an advance payment would have to be covered with the assets of the companies.
“Some constitutional law professors add that (the parliamentary motion) should also contemplate a compensation, as compensation to companies“Deputy Walker told Cooperative.
“The problem is the discussion regarding the property rights of the funds”, he warned.
“For the same reason, we had asked the Government to open a working table, (but) before the lack of interest If we seek a different solution, we are going to vote on the project in particular next week, “added the DC legislator.
According to data from the CMF, andn Chile there are 645,000 pensioners under the modality of life annuity (53 percent men and 47 percent women), who on average receive pensions of 10.4 UF, equivalent to about 300,000 pesos per month.
