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José Antonio Neme / UNO Agency
The journalist José Antonio Neme It has become a trending topic on Twitter, due to a particular proposal for the pension reform, now within the framework of the second withdrawal of 10%.
“The pension reform should consider an annual withdrawal by law capped at 10 percent of what is saved at the time of retirement. How is this money recovered during the following year? That is the downside of the AFPs and their investments! “, Began his reflection.
He added that “This would not only generate an additional annual transfer service but would also bring citizens closer to their savings system. It would also allow a margin of personal decision regarding funds. It would create a culture of savings. It would increase the level of savings. flow of Chilean households “.
In addition, the conductor of “Pauta Libre”, ended with: “The boxes of before considered self-loans from time to time that later had to be replaced. If the government were really astute it should include an annual turn in the project with a cap!”.
The pension reform should consider an annual withdrawal by law capped at 10 percent of the savings at the time of retirement. How is this money recovered during the following year? That is the downside of the AFPs and their investments! I open thread
– José Antonio Neme (jananeme) December 7, 2020
Reactions on social networks by Neme
Twitter was divided before the proposal of the expanelist of “Mucho Gusto”.
Dear: Have you not heard that the problem is low pension savings? That is why it has been proposed x example to raise the retirement age and contribution rate… And you propose to reduce savings 🙈. The AFPs generate profitability but as long as there is savings, it doesn’t seem like it.
– Patricio Ramírez R. (@PatoRamirez_eco) December 7, 2020
It’s true. On the other hand, the AFPs should not exist, this should be administered by the government and all the profits distributed among all, would be the logical thing to do. Enough of weones like The Piñera family filling their pockets with the system
– Elizabeth Agulló (@ElizabethAgullo) December 7, 2020
Ignorance has an advantage. You can say what you want. Assuming that you earn 1 million months, your savings would be approximately 120 thousand months. $ 1.4 million per year, $ 1.7 with approx. if you have 10 mill in your account you could get 1 mill. In other words, your savings would be 700 thousand a year with int. Studied!!!
– Hernán Ulloa (@TraukoChile) December 7, 2020
Parisi raised it at the time, that people can opt for a self-loan, perhaps at the same rate that the AFPs lend them to large conglomerates and that they are returned by payroll.
– Alvaro Chamorro (@alchamorro) December 7, 2020
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