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With official support, the House Constitution Committee approved the idea of legislate on three bill which are related, among others, to a second withdrawal of 10% from pension funds.
The Government criticized the progress of the initiative, reiterated that will negatively impact future pensions, indicated that it will be incompatible with the Pension Reform, and announced that it will make use of the constitutionality reserve.
It was this Tuesday in the Constitution Commission of the Chamber of Deputies and Deputies -after an intense discussion that lasted for about two and a half hours- that the three bills related to a new withdrawal of pension funds and that also seeks to add retirees from annuities.
In the first place, unanimously and with 12 votes in favor, the initiative that seeks a “forced” withdrawal of 10% was approved in the event that people maintain debts for food and thus settle them, which would be carried out by a Family Judge.
The second, approved with 10 votes in favor and 2 abstentions, contemplates the early withdrawal of funds from those affiliates who have opted for the Life Income modality, with charges to the future flows of your insurance company, that is, without surcharge to the pensioner.
The third is the one that seeks a second retirement of the AFPs where a dynamic similar to the first reform would be applied but, this time, A payment would be established by the administrators of up to 30 business days. The vote here was 11 in favor, including the parliamentarians of Chile Vamos, and only 1 against, which was the UDI deputy Jorge Alessandri.
However, as the legislator explained, his rejection of this point was due to the fact that he does not want “Chileans to use their pension savings”, adding that “That’s what the State is for”, proposing the delivery of a bonus equivalent to a withdrawal. Putting more pressure on the government.
Although abstentions were also registered, these were with the objective of studying the introduction of indications to the initiatives. This was explained by the National Renovation activist, Miguel Mellado.
Meanwhile, the atmosphere in the National Congress is one of a new defeat that the Government would accept.
In fact, the deputy from his own sector, Andrés Celis, accused the Executive of a lack of alternatives in the face of “a middle class that She is distressed, indebted for mortgages, tuition fees, unable to meet consumer spending “, so he argued that” unfortunately the only option is to use these funds. “
The same thesis was used by the opposition deputies. The independent René Saffirio affirmed that the situation of Chilean families has worsened.
A similar analysis was carried out by the socialist Leonardo Soto, who recalled the economic limitations that the different workers who have had and continue to have. they have forcibly closed or ceased their business.
In the meantime, while the parliamentarians made their interventions, La Moneda saw that their last -and demanded- move had not been successful. Which was? The dissemination of a document prepared by the General Secretariat of the Presidency that showed the negative impacts that a second withdrawal would have.
There, it was held, among other things, that if the initiative advanced, up to 3,926,052 people, that is, 1 in 3 members of the system could be left without savings for their pensions. Again, says the text, the gender gap is evident, since while 42.6% of affiliated women could be left without savings and only 31% of men would be left without savings for their pension. Likewise, it was stressed that some 4.2 million affiliates would be left with their accounts empty, but no alert worked.
The Minister of Labor, María José Zaldívar, accused that an eventual approval of the project will have a negative impact on future pensions and will not be compatible with the advance of the Pension Reform, which will be found trapped in the Senate Labor Committee.
For his part, the Minister of Finance, Ignacio Briones, recalled what was stated a few weeks ago that, according to his estimates, a new withdrawal will be negative for the Treasury, which could lose around 4 billion dollars, mainly due to the lower resources that it would collect through taxation.
Likewise, he rejected the statements made in the discussion where they accused the Government of not arriving “on time” with state aid.
Once the results were known, the last move by La Moneda was revealed by the Segpres undersecretary, Juan José Ossa, who presented a constitutionality reserve for all projects. In other words, the projects must have a stop at the Constitutional Court.
But, what comes in the immediate? The initiatives will continue to be processed in the Constitution Commission because now they will be reviewed in particular and could only be sent to the Chamber in about 4 or 5 sessions.
For its advance from the Chamber of Deputies and Deputies to the Senate, meanwhile, the approval of 93 legislators is needed. The project could be ready in December if fully approved.
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